Chequing

We offer a full range of flexible chequing accounts and packages to meet your needs. All chequing accounts include free, monthly statements and can be accessed a variety of ways. You may also qualify for a Line of Credit or MasterCard Credit Card or Global Payment Card.

*Fees quoted are subject to change without notice. Additional fees may apply.

Pay-As-You-Go Chequing
  • A non-interest bearing account that is a great option if you prefer to pay per transaction and avoid paying a monthly fee
  • No monthly fee
Chequing Plus
  • Meet your ongoing banking needs and earn daily interest on your closing balance
  • Pay only for the transactions you make, or enjoy unlimited in-branch and electronic debits, and no monthly fee when you maintain a minimum balance of $1,000 or greater
  • Monthly Fee: $3.95
  • Interest: Tiered*
Access
  • For light users, this is the essential package to meet your daily banking needs with full-service transactions
  • Monthly Fee: $7.95
  • 25 full-service transactions included
Access Plus
  • The Access Plus package offers the same flexibility as the Access package with additional transactions, plus free cheque orders, official cheques, US drafts, and travelers cheques
  • Monthly Fee: $11.95
  • 40 full-service transactions included
Access Unlimited
  • Use our most comprehensive Access package if your daily banking needs are substantial
  • Receive unlimited transactions, plus free cheque orders, official cheques, US drafts and travelers cheques
  • Monthly Fee: $14.95
  • Unlimited full-service transactions included
Express
  • If you prefer self-service banking you'll appreciate the convenience of our Express package - tailored to suit your banking style
  • Monthly Fee: $5.95
  • 40 self-service transactions included
Express Unlimited
  • For heavy users of self-service banking, take advantage of unlimited transactions - with the same flexible support as the basic Express package
  • Monthly Fee: $9.95
  • Unlimited self-service transactions included
Golden
  • When you reach age 60 consider this no monthly fee package with full-service transactions, free cheque orders, official cheques and travelers cheques and the option to have cheque images returned with your statement at no charge
  • No monthly fee
  • 40 full-service transactions included
Golden Unlimited
  • Get all the advantages of our Golden package with the added benefit of unlimited transactions and US drafts to take care of all your daily banking
  • Monthly Fee: $6.00
  • Unlimited full-service transactions included
Student
  • Save money and earn interest with this low monthly fee account for students enrolled full-time in a postsecondary institution
  • Features full-service transactions and the option to have free cheque images included withy our statement at no charge
  • Monthly Fee: $2.50
  • 40 full-service transactions included
  • Interest: Tiered*
Youth
  • Youth banking at its best
  • Young members (aged 13 to 18) will find it easy to start managing their money with this full-service interest-bearing account with no monthly-fee
  • No monthly fee
  • 40 full-service transactions included
  • Interest: Tiered*
Foreign Currency
  • For foreign currency transactions our US Dollar or Pound Sterling accounts may be just what you need
  • Both offer no monthly fee, two foreign account transactions and pay interest on the account balance
  • No monthly fee
  • 2 foreign account transactions included
  • Interest: Tiered*

*Interest Rates: Interest is calculated daily and paid monthly. Where tiered interest is indicated, Coastal Community pays stepped rates (one rate on the entire balance); as determined by the current balance. For current personal account interest rates, talk to a Member Service Representative at any community branch.

Transaction Types:

Full-Service: Includes all self-service transactions plus in-branch withdrawals, transfers and bill payments.

Self-Service: Includes cheques, direct payment purchases, pre-authorized payments and debits through Coastal Community’s online and telephone banking services, Coastal Community ATM withdrawals and Exchange Network and Canadian Credit Union ATM withdrawals.

Foreign Account: Includes in-branch withdrawals and transfers. Includes cheques for US dollar accounts only.

Fees are subject to change without notice. Network and ATM fees may apply to all accounts (excluding Foreign Currency accounts) as follows: Interac: $2.25/transaction; US/International $4.00/transaction. Surcharges from other financial institution ATMs may also apply. A $2.00 Cheque Image fee applies to all Personal Chequing accounts unless otherwise noted.

 

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