One Grand Plan

Saving for a Home Down Payment

Saving money for a down payment on a home can be exciting and challenging. Let us help you fulfill your dream with our expertise and “One Grand Plan” program.  It’s simple, easy to use and rewarding.

One Grand Plan*

One Grand Plan helps you save towards a down payment for your first or next home. Contribute a minimum of $100 per month consistently into your One Grand Plan account, with no withdrawals for 36 months. Then we’ll contribute $1,000 toward your down payment when you take out a mortgage with Coastal Community. Plus, the One Grand Plan offers the following interest rates.   

We Support You As You Save

When you set up a One Grand Plan account, you get more than a place to save your money. You get helpful, friendly expertise as you save toward your goal. We’ll help you stay on track with regular tips on how to spend less and save more. Plus, we’ll share information about what to look for in a mortgage and how to get the one that’s right for your situation.

How to Save More and Spend Less

Saving a down payment for a home requires commitment—we know there will be many needs and wants competing for your hard earned dollars. To stay on track, we have a number of tried and true tips to help you. How to Save More, Spend Less and Get The House You Want Sooner is full of ideas to get you started and keep you going!

How to Get the Mortgage That’s Right For You

Luckily, getting a mortgage that is right for you is a lot easier and less time consuming than saving up the down payment. Let our helpful, friendly experts guide you through every step of the process, answer your questions and keep things simple—starting with a mortgage pre-approval so that you know exactly how much you can afford. 

Curious right now about what you will be able to afford? Our mortgage calculator is good place to start.

Plus, How to Get a Mortgage That Lets You Live, Sleep and Enjoy Your New Home covers the mortgage basics that you’ll need to know to get the right mortgage. It’s a good little read, and our experts will help you once you’re ready to explore and discuss the mortgage that makes sense for you.
*Some conditions apply. Read the full terms and conditions here.