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Term Deposit Rates

 
Achieve your long and short-term savings goals faster with low risk, secure and flexible solutions at competitive rates.

 

Featured Term Deposit Rates

3-Year Non-Redeemable

4.100%

3 Year Rate Climber - Year 3

4.250%

90 Day Convertible
 

3.000%

Promotional TFSA, RRSP & RIF Term Deposit Rates

TFSA 90 Day Convertible

3.000%

RRSP/RIF 90 Day Convertible

3.000%

RATE CLIMBER
​​

3-Year Rate Climber Term Deposit

 

YEAR 1

3.800%

YEAR 2

4.100%

YEAR 3

4.250%

 
 

5-Year Rate Climber Term Deposit


YEAR 1

3.700%

YEAR 2

4.000%

YEAR 3

4.050%

YEAR 4

4.100%

YEAR 5

4.150%

 
 

REDEEMABLE TERM DEPOSITS
​​

Redeemable Term Deposits

 

1 YEAR

2.000%

18 MONTHS

2.000%

 
 

Cashable Term Deposit

12 MONTHS

2.750%

 
 

NON-REDEEMABLE TERM DEPOSITS

Short-Term Non-Redeemable Term Deposits

 

30-89 DAYS

1.250%

90-179 DAYS

1.500%

180-269 DAYS

2.250%

270-364 DAYS

2.500%

 
 

Longer Term Non-Redeemable Term Deposits

 

1 YEAR

4.650%

18 MONTHS

4.400%

2 YEAR

4.350%

3 YEAR

4.100%

4 YEAR

4.000%

5 YEAR

4.000%

 
 

RATE OPTION
​​

Rate Option Term Deposit 

 

2 YEAR

4.150%

3 YEAR

3.800%

5 YEAR

3.500%

 
 

90 DAY CONVERTIBLE

90 Day Convertible Term Deposit

 

90 DAY CONVERTIBLE 

3.000%

90 DAY CONVERTIBLE - RRSP, RIF, TFSA 

3.000%

90 DAY CONVERTIBLE - RESP, RDSP only 

3.000%

 
 

US DOLLAR
​​

US Dollar Term Deposit

 

30-89 DAYS

0.200%

90-179 DAYS

0.350%

180-269 DAYS

0.800%

270-364 DAYS

0.800%

1 YEAR

1.200%

18 MONTHS

1.450%

2 YEAR

1.700%

3 YEAR

1.900%

4 YEAR

2.200%

5 YEAR

2.500%

 

 

*Rates are subject to change without notice. Interest rates are per annum.
Terms and conditions apply. In the event of a discrepancy between the rates posted
on this website and the official rates posted in our branches, the latter shall prevail.