Term Deposits

90 Day Convertible (Available in RRSP, RIF, TFSA) (Rates effective 2018-07-16) Rates
90 Day Convertible GIC 1.000%
2 Year Rate Option (Available in Non-Registered, RRSP, RIF, RESP, LIF, TFSA) (Rates effective 2018-07-16) Rates
2 Year Rate Option 2.250%
GIC, Non-Redeemable Short-Term (Available in Non-Registered, RRSP, RIF, TFSA) (Rates effective 2018-01-18) Rates
30 - 89 days 0.300%
90-179 days 0.450%
180 - 269 days 0.500%
270-364 days 0.600%
GIC, Non-redeemable 1-5 Years (Available in Non-Registered, RRSP, RIF, RESP, RDSP, LIF, TFSA) (Rates effective 2018-01-18) Rates
1 Year Non-Redeemable GIC 1.600%
18 Month Non-Redeemable GIC 1.700%
2 Year Non-Redeemable GIC 1.250%
3 Year Non-Redeemable GIC 1.350%
4 Year Non-Redeemable GIC 1.500%
5 Year Non-Redeemable GIC 2.300%
GIC, Redeemable Short-Term (Available in Non-Registered, RRSP, RIF, TFSA) (Rates effective 2018-01-18) Rates
30 - 89 days 0.200%
90 - 179 days 0.300%
180 - 269 days 0.350%
270 - 364 days 0.450%
GIC, Redeemable 1-5 Year (Available in Non-Registered, RRSP, RIF, RESP, LIF, TFSA) (Rates effective 2018-01-18) Rates
1 Year Redeemable GIC 0.750%
18 Month Redeemable GIC 0.850%
2 Year 1.000%
3 Year 1.100%
4 Year 1.250%
5 Year 1.450%
Cashable GIC (Available in Non-Registered, RRSP, RIF, RESP, LIF, TFSA) (Rates effective 2018-07-16) Rates
12 month Cashable GIC 0.700%
2 Year Rate Option (Available in Non-Registered, RRSP, RIF, RESP, LIF, TFSA) (Rates effective 2018-07-16) Rates
2 Year Rate Option 2.250%
3 Year Rate Option (Available in Non-Registered, RRSP, RIF, RESP, LIF, TFSA) (Rates effective 2018-07-16) Rates
3 Year Rate Option 1.050%
5 Year Rate Option (Available in Non-Registered, RRSP, RIF, RESP, LIF, TFSA) (Rates effective 2018-07-16) Rates
5 year Rate Option 1.200%
3 Year Rate Climber (Available in Non-Registered, RDSP, RESP, RRSP, RIF, TFSA) (Rates effective 2018-01-18) Rates
3 Yr Rate Climber - Year 1 2.000%
3 Yr Rate Climber - Year 2 2.250%
3 Yr Rate Climber - Year 3 3.250%
5 Year Rate Climber (Available in Non-Registered, RDSP, RESP, RRSP, RIF, TFSA) (Rates effective 2018-01-18) Rates
5 Yr Rate Climber - Year 1 2.000%
5 Yr Rate Climber - Year 2 2.250%
5 Yr Rate Climber - Year 3 2.500%
5 Yr Rate Climber - Year 4 3.000%
5 Yr Rate Climber - Year 5 4.000%
US Dollar, Non-Redeemable GIC (interest paid annually or at maturity) (Rates effective 2012-11-27) Rates
30 - 89 days 0.050%
90 - 179 days 0.150%
180 - 269 days 0.250%
270 - 364 days 0.300%
1 year 0.350%
18 months 0.400%
2 years 0.450%
3 years 0.500%
4 years 0.700%
5 years 1.000%
Products, features and rates are subject to change without notice. All rates are quoted per annum, unless otherwise noted.
In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.
90 Day Convertible GIC: Offer applies to new money only.
 

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