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Protect your business from the unexpected

Business solutions for all sizes of businesses

Business insurance lets you sleep easier.

Let one of our advisors put together a customized insurance solution based on your industry and specific needs.


Commercial General Liability Insurance

Rest easy - we'll help you protect your business against bodily injury or property damage claims. 


Property Insurance

Your business is your livelihood. Get coverage to avoid business interruption in the event of claim.

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Professional Liability Insurance

From family-owned businesses to community organizations, protect your officers & directors from lawsuits

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Childcare Insurance

 Whether you run a small, in-home daycare or a larger group facility, we offer a specialized insurance program 

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Liability insurance lets you sleep easier


Protect your business. Let one of our advisors put together a customized insurance solution based on your industry and specific needs. 

Liability insurance options:

  • Commercial General Liability - coverage against claims of bodily injury, personal injury, or third party property damage
  • Professional Liability - coverage against legal fees for damages caused by an error or omission
  • Directors and Officers Liability - coverage for your board from lawsuits against your organization
  • Bareland Strata Liability - coverage for common property owned by a strata (property coverage optional)
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Protect your property, inside and out


Running a business can be risky. Make sure your business's physical assets are covered for loss or damage. 

Property insurance options: 

  • Business Property Insurance - coverage for your building, inventory and equipment whether you lease or own your commercial space
  • Business Interruption Insurance - coverage for your expenses if your business cannot continue to operate due to an insurance claim 
  • Equipment Breakdown Insurance - coverage against losses as a result of accidental breakdown of equipment 
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Tailored protection to fit your business

Protect your business with an insurance package designed to cover you against liability in your day-to-day operations. 

Options include:

  • Retail Insurance - coverage for your stock and business equipment as well as liability claims and business interruption costs
  • Office Insurance - coverage for your office contents and business equipment, including equipment breakdown
  • Contractor Insurance - coverage for your tools and equipment, as well as general liability coverage

Childcare Provider

Protection for you while you protect others

Whether you run a small in-home daycare or a larger group facility, we offer general liability insurance with the option of added protection for an additional premium.

Childcare Package details:

  • Commercial General Liability - coverage against claims of bodily injury, personal injury, or third party property damage
  • Optional  daycare contents and equipment - coverage to protect your daycare and contents equipment
  • To apply, you'll need to be a member of PacificCARE, a non-profit working to support childcare providers through education and advocacy.



Specialized solutions for your unique needs

From farm protection to cyber insurance, choose an insurance package based on what works for your specific industry.


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Insurance to protect your farming business

Your farm is your livelihood and potentially your home too. Talk to us about custom policies to meet your needs

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Insurance to protect property during construction

Protect your construction materials with coverage against common hazards such as fire, theft, and flood

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Bonds to guarantee your financial obligations

Satisfy your customers and suppliers with a contract or license bond to guarantee completion of work

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Insurance to protect you against cyber attacks

From viruses to hackers, it's worthwhile to protect your business from damages related to cyber crime

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24/7 access to the insurance features you need

We’ve got you covered with our new online insurance portal & mobile app. Take care of your insurance needs whenever and wherever with Insurance Connect. 

Insurance Connect lets you:

  • ​Report a claim or review your claim’s status
  • Easily and securely access or download your insurance documents
  • Make changes to your policy or pay your insurance bill 

*Not available for ICBC Autoplan.

Connect with us for a custom quote


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Talk With Us

An insurance representative is standing by to assess your needs.

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Visit an insurance location

Visit us at one of our 16 island insurance locations

** Life and Health Insurance services offered through Coastal Community Financial Management Inc.

***Insurance services provided through Coastal Community Insurance Services (2007) Ltd.