FIRST HOME SAVINGS ACCOUNT (FHSA)
Learn how an FHSA can help you save for a mortgage.
Please be advised: effective August 23, 2025, foreign cash orders and sales (excluding USD, GBP and EUR) are temporarily unavailable while we change service providers. Please plan ahead. For inquiries about purchasing USD, GBP and EUR please call us at 1.888.741.1010 to check availability of funds. For sales of USD, GBP and EUR please visit your local branch. All other currencies are unavailable until further notice. Thank you for your patience and understanding as we work to resume services for you.
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Credit Cards
Mortgages
Loans & Credit Lines
APPLY FOR A LOAN UP TO $20K
APPLY FOR A LOAN UP TO $20K
Existing members can apply online for a personal loan up to $20,000. Simply log in to online banking, click Account Services and Apply for Loan.
Investing & Retirement
Coastal Community Rates
Get competitive interest rates on products you need. Connect with us now to explore options or check out some of our featured rates below:
Coastal Community Prime Rate
4.95%
Mortgage Rates
5 Year Fixed*
4.190%
(CMHC/SagenTM Insured)
5 Year Variable*
4.390%
(CMHC/SagenTM Insured)
Promotional TFSA, RRSP & RIF Term Deposit Rates
TFSA 90 day convertible
2.300%
RRSP/RIF 90 day Convertible
2.300%
Term Deposit Rates
3-Year
Non-Redeemable
2.800%
3 Year Rate Climber
Year 3
3.150%
1 Year Cashable GIC
2.100%
Account Rates
Tax-Free Savings Account
0.400%
High Interest Savings Account
0.700%
(Balances of $25,000+)
One Grand Plan Savings Account
0.400%
RRSP Loan Rates
1 Year Variable ($500 - $15,000 - Insured)
4.700%
2-5 Year Variable - (min. $5,000 - Insured)
5.450%
Foreign Exchange Rates
*Rates are subject to change without notice. Interest rates are per annum. Terms and conditions apply. In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.
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SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges and respects that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We continue to work toward building relationships with the Indigenous Peoples of this Land.
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