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Term Deposit Rates

 
Achieve your long and short-term savings goals faster with low risk, secure and flexible solutions at competitive rates.

 

Featured Term Deposit Rates

18-Month Non-Redeemable

2.400%

3 Year Rate Climber - Year 3

3.800%

90 Day Convertible
 

1.000%

RATE CLIMBER
​​

3-Year Rate Climber Term Deposit

 

YEAR 1

2.300%

YEAR 2

2.900%

YEAR 3

3.800%

 
 

5-Year Rate Climber Term Deposit

 

YEAR 1

2.300%

YEAR 2

2.900%

YEAR 3

3.200%

YEAR 4

3.600%

YEAR 5

4.500%

 
 

REDEEMABLE TERM DEPOSITS
​​

Redeemable Term Deposits

 

1 YEAR

0.500%

18 MONTHS

0.500%

 
 

Cashable Term Deposit

12 MONTHS

1.250%

 
 

NON-REDEEMABLE TERM DEPOSITS

Short-Term Non-Redeemable Term Deposits

 

30-89 DAYS

0.100%

90-179 DAYS

0.150%

180-269 DAYS

0.200%

270-364 DAYS

0.250%

 
 

Longer Term Non-Redeemable Term Deposits

 

1 YEAR

2.300%

18 MONTHS

2.400%

2 YEAR

2.500%

3 YEAR

2.750%

4 YEAR

3.000%

5 YEAR

3.100%

 
 

RATE OPTION
​​

Rate Option Term Deposit 

 

2 YEAR

2.300%

3 YEAR

2.450%

5 YEAR

2.600%

 
 

90 DAY CONVERTIBLE

90 Day Convertible Term Deposit

 

90 DAY CONVERTIBLE (promo rate)

1.000%

90 DAY CONVERTIBLE - RRSP, RIF, TFSA (promo rate)

0.750%

90 DAY CONVERTIBLE - RESP, RDSP only (promo rate)

0.750%

 
 

US DOLLAR
​​

US Dollar Term Deposit

 

30-89 DAYS

0.050%

90-179 DAYS

0.100%

180-269 DAYS

0.100%

270-364 DAYS

0.100%

1 YEAR

0.150%

18 MONTHS

0.150%

2 YEAR

0.200%

3 YEAR

0.300%

4 YEAR

0.400%

5 YEAR

0.500%

 

 

*Rates are subject to change without notice. Interest rates are per annum.
Terms and conditions apply. In the event of a discrepancy between the rates posted
on this website and the official rates posted in our branches, the latter shall prevail.