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Term Deposit Rates

 
Achieve your long and short-term savings goals faster with low risk, secure and flexible solutions at competitive rates.

 

Featured Term Deposit Rates

18-Month Non-Redeemable

3.900%

3 Year Rate Climber - Year 3

4.550%

90 Day Convertible
 

1.500%

RATE CLIMBER
​​

3-Year Rate Climber Term Deposit

 

YEAR 1

3.750%

YEAR 2

4.000%

YEAR 3

4.550%

 
 

5-Year Rate Climber Term Deposit

 

YEAR 1

3.750%

YEAR 2

4.000%

YEAR 3

4.250%

YEAR 4

4.500%

YEAR 5

4.750%

 
 

REDEEMABLE TERM DEPOSITS
​​

Redeemable Term Deposits

 

1 YEAR

1.000%

18 MONTHS

1.000%

 
 

Cashable Term Deposit

12 MONTHS

2.000%

 
 

NON-REDEEMABLE TERM DEPOSITS

Short-Term Non-Redeemable Term Deposits

 

30-89 DAYS

0.500%

90-179 DAYS

0.600%

180-269 DAYS

0.900%

270-364 DAYS

1.000%

 
 

Longer Term Non-Redeemable Term Deposits

 

1 YEAR

3.800%

18 MONTHS

3.900%

2 YEAR

3.950%

3 YEAR

4.000%

4 YEAR

4.100%

5 YEAR

4.150%

 
 

RATE OPTION
​​

Rate Option Term Deposit 

 

2 YEAR

3.750%

3 YEAR

3.700%

5 YEAR

3.650%

 
 

90 DAY CONVERTIBLE

90 Day Convertible Term Deposit

 

90 DAY CONVERTIBLE 

1.500%

90 DAY CONVERTIBLE - RRSP, RIF, TFSA 

1.500%

90 DAY CONVERTIBLE - RESP, RDSP only 

1.500%

 
 

US DOLLAR
​​

US Dollar Term Deposit

 

30-89 DAYS

0.050%

90-179 DAYS

0.100%

180-269 DAYS

0.100%

270-364 DAYS

0.100%

1 YEAR

0.150%

18 MONTHS

0.150%

2 YEAR

0.200%

3 YEAR

0.300%

4 YEAR

0.400%

5 YEAR

0.500%

 

 

*Rates are subject to change without notice. Interest rates are per annum.
Terms and conditions apply. In the event of a discrepancy between the rates posted
on this website and the official rates posted in our branches, the latter shall prevail.