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Low fee, low interest credit card


Simple, easy, and smart

The ideal card for keeping costs low

Want a better way to manage interest fees if you carry a balance from time to time? A low rate card is a great option.

Bonus Transfer


0% Balance Transfer Rate Offer

Save more when you transfer your balances to a Coastal Community credit card with an exclusive 0% interest rate for nine months!*

Offer details:

  • Special promotional rate of 0% for 9 months
  • Cardholders will only be subject to a one-time balance transfer fee of 2% of their balance
  • Applies to all personal and business cards except the US Dollar card
  • Runs from now to June 30, 2024
  • Each balance transfer must have a minimum value of $500
  • Simply log on to MyCardInfo to transfer your credit card balances

*View Terms & Conditions

Classic Credit Card


Classic convenience and a great low rate

No annual fee, a low interest rate and mobile device insurance to keep everything nice and easy.

Classic Mastercard features:

  • Annual fee: $0
  • Interest rate (purchases): 12.99% fixed
  • Zero liability fraud protection
  • Purchase protection & extended warranty
  • Mobile device insurance


  • None, just a great low rate

More than just a low rate

Purchase protection

Merchandise is insured for 90 days if lost, damaged or stolen

Double your warranty

Up to one year extra for card purchases.

Mobile device insurance

Mobile device insurance up to $1,000

Fraud protection alerts

Get real-time fraud text alerts for greater security



Your perfect card is just a few clicks away

Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:

 Fill in the required personal, financial and employment information

 Supply any additional information within 30 days (if requested)

 Once approved,receive  your card in 7-10 business days

Our credit card partner: Collabria Financial

Offering first-class cards and first-class service to tens of thousands of Canadians.

Cardholder support

24/7 support when, including online access to your account

Fraud monitoring

Relax with 24/7 fraud monitoring & protection services for your card.

Generous rewards program

The ultimate selection including flights, tickets merchandise & more.


Not finding what you're looking for?

Let one of Island-based experts help. 

 Chat with a representative online now

Not quite the credit card?

 Take me to a credit card that:


 Provides statement credit

 Has more rewards