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Contact us by phone (1.888.741.1010) or WebChat* for banking or insurance related matters Monday to Friday 8am-7pm and Saturdays 8:30am-4pm (Note that call volumes are really high everywhere right now, and we appreciate your patience). 

Please note: The 2020 Board of Directors election runs until March 25th. Be sure to vote.

Low fee, low interest credit cards


Simple, easy, and smart

 
The ideal cards for keeping costs low

 
Want a better way to manage interest fees if you carry a balance from time to time? A low rate card is a great option.

FLEXRATE MASTERCARD®

Low fee, lower interest AND rewards

The card with something for everyone. A variable interest rate, low annual fee and rewards that can be used for travel, gift cards and more.

FlexRate Mastercard features:

 Annual fee: $40.00

 Interest rate: Variable; Prime rate + 6.9% to 15.9% purchases and cash advances

​ Zero liability fraud protection

​  Purchase protection & extended warranty

​ Mobile device insurance

Rewards:

​ Earn 1 point for every $1 spent on everyday purchases

CLASSIC MASTERCARD®

Classic convenience and a great low rate

A low annual fee, a low interest rate and basic purchase protection to keep everything nice and easy.

Classic Mastercard features:

 Annual fee: $30.00

 Interest rate (purchases): 11.90% fixed

​ Zero liability fraud protection

​  Purchase protection & extended warranty

​ Mobile device insurance

Rewards:

​ None, just a great low rate

More than just a low rate

Purchase protection

Merchandise is insured for 90 days if lost, damaged or stolen

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Double your warranty

Up to one year extra for card purchases.

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Mobile device insurance

Mobile device insurance up to $1,000

Fraud protection alerts

Get real-time fraud text alerts for greater security

APPLY ONLINE

Your perfect card is just a few clicks away

Applying online is quick and easy. Just fill in the simple application form. Here's how it works:

 Fill in the required personal, financial and employment information

 Supply any additional information within 30 days (if requested)

​ Once approved, get your card in 7-10 business days

Our credit card partner: Collabria Financial

 
Offering first-class cards and first-class service to tens of thousands of Canadians.

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Cardholder support

24/7 support when, including online access to your account

Fraud monitoring

Relax with 24/7 fraud monitoring & protection services for your card

Generous rewards program

The ultimate selection including flights, tickets merchandise & more

ONLINE SUPPORT

Not finding what you're looking for?

Let one of Island-based experts help. 

 Chat with a representative online now

Not quite the credit card?

 Take me to a credit card that:


 Provides cash back

 Has more rewards

 Is for students

Connect with Coastal Community


Let us help get you started