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Protect your largest investment: your home

Get the right coverage from local experts

Let us recommend the right coverage

 
By understanding your whole picture, we recommend the right options for your specific needs, saving you money in the process.

 

 

How can we help you today?

 
Insurance for homeowners and renters, protecting you from loss from events like earthquakes, fire and floods.

Detached Home

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Condominium

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Mobile Home

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Renters

 

Read more below

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DETACHED HOME INSURANCE

Detached home and personal contents protection

Keep your home, your family and your personal possessions secure. Choose from a variety of homeowners' insurance options with peace-of-mind features and options. 

Detached home insurance features:

 Replacement cost on buildings and personal belongings

 Coverage includes voluntary medical payments & property damage

​ Personalize your policy with options for earthquake, home-based businesses and more

​ A variety of discounts available to save you money

 

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CONDOMINIUM INSURANCE

Worry-free protection for condominium owners

Protect yourself from significant expenses not covered by your condominium association's insurance. A wall-to-wall policy will cover burglary, water damage or injury to a visitor.

Condominium insurance features:

 Replacement cost on your personal belongings

 Unit Improvements & Betterments coverage to cover your renovations/enhancements

​ Loss Assessment & Unit Protection to protect you in the event of inadequate strata plan insurance or assessment levies

 Protection for voluntary medical payments and property damage

 

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MOBILE HOME INSURANCE

Simple insurance solution for mobile homes

We know mobile home owners have the same concerns as any other home owners. Make sure you get a policy that brings you peace of mind. 

Mobile home insurance features:

 Replacement cost on buildings and personal belongings

 Coverage includes voluntary medical payments & property damage

 Options for earthquake, home-based businesses and more

 Discounts — Available for senior & mature ages, no claims, new home, mortgage-free, and alarm & security systems

 

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TENANT INSURANCE

Cost-effective coverage for renters

Get the protection you need with a tenant's package policy to cover concerns like loss or damage to your personal possessions and personal liability insurance.

Tenant insurance features:

 Replacement cost coverage on your personal property

 Coverage includes voluntary medical payments & property damage

 Options for earthquake, home-based businesses and more

 Discounts — Available for senior & mature ages, no claims, new home, mortgage-free, and alarm & security systems

 

COASTAL COMMUNITY INSURANCE SERVICES

Let us show you how to save on your insurance

We'll work with you to understand and anticipate your complete needs. Our island-wide network of experts will find ways to help you save, including:

 Senior and mature ages

 No claims

 New home

 Mortgage-free

 Alarm and security systems

 Multi-policy discount to add car 

Monday-Friday 8:00am-7:00pm. Saturday 8:30am-4:00pm
 

INSURANCE CONNECT

24/7 access to the insurance features you need

We’ve got you covered with our new online insurance portal & mobile app. Take care of your insurance needs whenever and wherever with Insurance Connect. 

Insurance Connect lets you:

 Report a claim or review your claim’s status

 Easily and securely access or download your insurance documents

 Make changes to your policy or pay your insurance bill 

*Not available for ICBC Autoplan

Connect with us and save

 

Chat online

Chat online with an insurance representative to assess your needs and help you save

Visit an insurance location

Visit us at one of our 16 island insurance locations to assess your needs and help you save

Talk with us

An insurance representative is standing by to assess your needs and help you save

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FROM THE LEARNING CENTRE

Three insurance tips for sunny days

Following these seasonal tips will help you sit back and unwind in the sunshine.

*Home, vehicle, marine and travel insurance services provided through Coastal Community Insurance Services (2007) Ltd., an affiliate of Coastal Community Credit Union.
** Life, Health disability and critical illness insurance services offered through Coastal Community Financial Management Inc.