Skip to main content

UPDATES ON COVID-19: Situations are evolving rapidly. Get the latest updates here.

Contact us by phone (1.888.741.1010) or WebChat* for banking or insurance related matters Monday to Friday 8am-7pm and Saturdays 8:30am-4pm (Note that call volumes are really high everywhere right now, and we appreciate your patience). 

Please note: The 2020 Board of Directors election runs until March 25th. Be sure to vote.

On the boat or on the road - life's good when you're covered

Affordable private coverage, Autoplan, and local expertise

Autoplan plus optional coverage — we have everything you need

We'll get you going and save you money with optional car insurance coverage through Canada's largest private insurance companies.

How can we help you today?

Insurance for vehicle and boat owners to protect you from collision, damage and other perils.





Read more below


Saving you money on car insurance

Get the best protection without compromising on cost. Our insurance experts will help ensure you're protected with mandatory basic coverage through Autoplan. For extra coverage, we have affordable options to fit every need.

Auto insurance features:

 ICBC Autoplan including third party liability, accident benefits & underinsured motorist protection

 Optional ICBC coverage including collision and comprehensive for break-ins, windshields, etc.

 Extra coverage with ICBC Roadstar and ICBC Roadside Plus Package

​ Save with our private insurance options including collision, comprehensive and extra third party liability

Money-saving benefits of private insurance

Extra ways to save money through:

 Lower premiums

 Low deductibles

 Credit scoring discounts

 Plus, single accident forgiveness to protect your safe driver discount


Worry-free protection, even in the off season

Affordable coverage for your two and three-wheeler. Did you know that your helmet and accessories can also be covered, while professional training is rewarded?

Motorcycle insurance features:

 Coverage for equipment

 Discounts for professional training

 Motorcycle club discounting

 All year round coverage


Full insurance solutions for RV owners

What's way easier than folding a road map? How about getting flexible coverage for your RV, motorhome or travel trailer — with options to ensure your smooth road trip.

Recreational vehicle insurance features:

 Mature and supervised park discounts

 Guaranteed RV replacement costs with certain conditions

 Additional living expenses coverage for trip interruptions

 All year round coverage


The life preserver of insurance

Whether you're skipping a yacht, sailboat or dinghy, every boat owner needs worry-free coverage. Plus, access discounts related to experience, claims-free status and more.

Boat & pleasure craft insurance features:

 All-risk insurance coverage for added protection

 Preferred rates for experienced & claims-free boaters

 Reimbursement for search and rescue or emergency expenses

 Increased personal effects coverage


We're here to help you save on your insurance

It can be difficult understanding insurance, nevermind knowing if you're getting the best price. We're here to help make things easier, simpler and more affordable, including:

​​ Using private insurance for your optional insurance coverage

 Multi-policy discount for extra savings

 Credit scoring discount

 Financing options for added affordability

Monday-Friday 8:00am-7:00pm. Saturday 8:30am-4:00pm

Connect with us and save


Chat online

Chat online with an insurance representative to assess your needs and help you save

Visit an insurance location

Visit us at one of our 16 island insurance locations to assess your needs and help you save

Talk with us

An insurance representative is standing by to assess your needs and help you save


Upcoming ICBC Changes

What are the upcoming ICBC changes and what do they mean to me? Effective May 1, 2021, safe drivers can expect to save an average of $400/year on their auto insurance.

*Home, vehicle, marine and travel insurance services provided through Coastal Community Insurance Services (2007) Ltd.
** Life, Health disability and critical illness insurance services offered through Coastal Community Financial Management Inc.

Connect with Coastal Community

Buying, renewing or making a claim