Guaranteed rates with easy access to your money
These investments are the perfect choice when you have a short-term savings goal but want the flexibility to cash out if needed.
Choose Cashable and Redeemable term deposits if you:
Guaranteed rates with maximum flexibility
These investments are the perfect choice when you have a short-term savings goal but want the flexibility to cash out if needed.
Feel you may need access to the funds in the future
Want to receive higher interest than a savings account
Anticipate that rates will rise in the near future
This 12 month term deposit is the perfect choice if you're not sure of your long-term goals. You get a guaranteed rate along with easy access to your money.
Cashable Term Deposit:
Convenient access — Your money is easily and quickly redeemable any time after 30 days
No penalty — You have the flexibility to cash out your funds early without penalty
Save on taxes — This term deposit is eligible for RRSP, TFSA, RESP and RRIF
If you're not sure what to do with your money and need flexibility, this choice offers a guaranteed rate of return and specified early redemption rates.
Redeemable Term Deposits Features:
Convenient access — Your money is easily and quickly redeemable after 30 days
Save on taxes — This term deposit is eligible for RRSP, TFSA, RESP, RDSP and RRIF
18-Month Redeemable
1.500%
12-Month Cashable
2.250%
1-Year Redeemable
1.500%
Talk to an advisor to get the right term deposit
Term deposits are a great investment tool. We'll help you determine what term deposit fits your savings goals, including:
Saving for a short-term or longer term goal
Needing access to the funds
Getting the best rate available
ONLINE SUPPORT
Let one of Island-based experts help.
Take me to a term deposit that:
Provides higher interest but is not redeemable
Has a rate increase every year
Locks into a rate with an option to increase
Products, features and rates are subject to change without notice. All rates are quoted per annum, unless otherwise noted.
In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.
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