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​Cashable & Redeemable Term Deposits

Guaranteed rates with maximum flexibility

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Guaranteed rates with easy access to your money

 
These investments are the perfect choice when you have a short-term savings goal but want the flexibility to cash out if needed.

 

Choose Cashable and Redeemable term deposits if you:

 

Feel you may need access to the funds in the future

Want to receive higher interest than a savings account

Anticipate that rates will rise in the near future

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CASHABLE TERM DEPOSIT
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Guaranteed rates with maximum flexibility

This 12 month term deposit is the perfect choice if you're not sure of your long-term goals. You get a guaranteed rate along with easy access to your money. 

Cashable Term Deposit:

 Convenient access — Your money is easily and quickly redeemable any time after 30 days

 No penalty — You have the flexibility to cash out your funds early without penalty

​ Save on taxes — This term deposit is eligible for RRSP, TFSA, RESP and RRIF

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REDEEMABLE TERM DEPOSIT
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Guaranteed rates with early redemption options

If you're not sure what to do with your money and need flexibility, this choice offers a guaranteed rate of return and specified early redemption rates. 

Redeemable Term Deposits Features:

 Convenient access — Your money is easily and quickly redeemable after 30 days

​ Save on taxes — This term deposit is eligible for RRSP, TFSA, RESP, RDSP and RRIF

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Our featured rates

 

18-Month Redeemable

0.500%

12-Month Cashable

1.250%

1-Year Redeemable

0.500%

View all term deposit rates
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OPENING A TERM DEPOSIT
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Talk to an advisor to get the right term deposit

Term deposits are a great investment tool. We'll help you determine what term deposit fits your savings goals, including:

 Saving for a short-term or longer term goal

 Needing access to the funds

​ Getting the best rate available

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ONLINE SUPPORT

Not finding what you're looking for?

Let one of Island-based experts help. 

 Chat with an expert online now

Not quite the right term deposit?

 Take me to a term deposit that:

 Provides higher interest but is not redeemable

 Has a rate increase every year

 Locks into a rate with an option to increase

 

 

Products, features and rates are subject to change without notice. All rates are quoted per annum, unless otherwise noted.

In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.

Connect with Coastal Community

 

We're here for you. 

tel:+18887411010
1-888-741-1010
mailto:service@cccu.ca
service@cccu.ca
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Coastal Community Credit Union acknowledges that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakiutl ancestors and families, whose historical relationships with the Land continue to this day. We are grateful to have the opportunity to live, learn, work and play in their traditional and unceded territories.

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