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Holiday hours: Please be advised that all Coastal Community locations will be closed on Saturday, February 15 — Monday, February 17 in observance of Family Day. Regular business hours will resume on Tuesday, February 18.

Catch up on your RRSP contributions

Get to your retirement goals faster

  Apply Now   

Get back on track to retirement

You have lots of financial priorities, including making the most of your RRSP. If you get behind, an RRSP loan, with a plan to pay it back, is the right solution.


A simple solution for reaching retirement goals

90-day first payment deferral, plus the ability to make extra payments penalty-free, makes payback a breeze.

Coastal Community RRSP loan features:

 Customize your loan to suit your needs. Borrow as little as $500 or up to $15k

 Delay your first payment by up to 90 days to pay down your loan with your tax return

​ Make extra payments on your loan with zero penalty

​ Automatic loan approvals for future RRSP needs (based on good repayment history)


Work with an advisor to see how an RRSP loan can get you back on track for retirement

Connect with our experts for retirement help that starts right now. Talk to us about:
 Gaining clarity on your retirement goals

 Understanding how much you’ll need to retire

​ How an RRSP loan with the right repayment strategy can get you to your goals faster 

​ The right way to invest funds from your RRSP loan

Get started with an RRSP loan

Apply online

Complete your digital RRSP loan application with Coastal Community

Apply in branch

Book an appointment online with the branch of your choice

Chat online

Helpful experts are only a mouse click away

Affordable RRSP Loan Rates

1-year Variable
Prime +/-


(Insured Rate)

2-5 year Variable
Prime +/-


(Insured Rate)