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Cash Back Mastercard®

Earn cash rewards — simply and easily

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Use your card, get rewards

Smart but simple — for every dollar you spend, you'll earn rewards.

Bonus Transfer


Fee-free 3.9% Balance Transfer Rate Offer

Save more when you transfer your balances to a Coastal Community credit card with an exclusive 3.9% interest rate for six months!*

Offer details:

  • Special promotional rate of 3.9% for 6 months
  • No balance transfer fee
  • Applies to all personal and business cards except the US Dollar card
  • Runs from now to December 31, 2023
  • Each balance transfer must have a minimum value of $500
  • Simply log on to MyCardInfo to transfer your credit card balances

*View Terms & Conditions

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Earn rewards on everyday purchases

Your purchases all add up to valuable cash back that can be redeemed as account credit or a deposit into your account — and there’s no annual fee.

Cash Back Mastercard® features:

  • Annual fee: $0
  • Interest rate (Purchases): 19.99% Fixed
  • Zero liability fraud protection
  • Mobile device insurance


  • Earn 1 points for every $1 spent on entertainment purchases
  • Earn DOUBLE points on gas purchases
  • Earn 0.5 points for every $1 spent on all other purchases
  • Cash back applied as a credit on your statement OR deposit into your account


*Importance Notice: There are upcoming changes to the Cash Back Mastercard®. Learn more here.

More than just rewards



Merchandise is insured for 90 days if lost, damaged or stolen

Double your warranty

The manufacturer’s warranty is doubled  on purchases made with your card

Mobile device insurance

Protect your device with free mobile device insurance

Fraud protection alerts

Get real-time fraud text alerts for greater security against fraud 



Your perfect card is just a few clicks away

Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:

  • Fill in the required personal, financial and employment information
  • Supply any additional information within 30 days (if requested)
  • Once approved,receive  your card in 7-10 business days

Our credit card partner: Collabria Financial

Offering first-class cards and first-class service to tens of thousands of Canadians.

Cardholder support

Get support 24/7, including online access to your account.

Fraud monitoring

Relax with 24/7 fraud monitoring & protection services for your card.

Generous rewards program

The ultimate selection including flights, tickets merchandise & more.



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