Cash Back Mastercard​

Earn cash rewards — simply and easily

  Apply Now   

Cash Back Mastercard​®

Earn cash rewards — simply and easily

  Apply Now   

​Cash Back Mastercard®

Earn cash rewards — simply and easily

  Apply Now   

Use your card, get rewards

Smart but simple — for every dollar you spend, you'll earn rewards.


Earn rewards on everyday purchases

Your purchases all add up to valuable cash back that can be redeemed as account credit or a deposit into your account — and there’s no annual fee.

Cash Back Mastercard® features:

 Annual fee: $0

 Interest rate (Purchases): 19.99% Fixed

​ Zero liability fraud protection

​ Mobile device insurance


 Earn 1 points for every $1 spent on entertainment purchases

 Earn DOUBLE points on gas purchases

​ Earn 0.5 points for every $1 spent on all other purchases

 Cash back applied as a credit on your statement OR deposit into your account

*Importance Notice: There are upcoming changes to the Cash Back Mastercard®. Learn more here.

More than just rewards

Purchase protection

Merchandise is insured for 90 days if lost, damaged or stolen

Double your warranty

The manufacturer’s warranty is doubled  on purchases made with your card

Mobile device insurance

Protect your device with free mobile device insurance

Fraud protection alerts

Get real-time fraud text alerts for greater security against fraud 


Your perfect card is just a few clicks away

Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:

 Fill in the required personal, financial and employment information

 Supply any additional information within 30 days (if requested)

​ Once approved,receive  your card in 7-10 business days

Our credit card partner: Collabria Financial

Offering first-class cards and first-class service to tens of thousands of Canadians.

Cardholder support

Get support 24/7, including online access to your account.

Fraud monitoring

Relax with 24/7 fraud monitoring & protection services for your card.

Generous rewards program

The ultimate selection including flights, tickets merchandise & more.


Not finding what you're looking for?

Let one of Island-based experts help. 

 Chat with a representative online now

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