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Cash Back Mastercard®

Earn cash rewards — simply and easily

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Use your card, get rewards

Smart but simple — for every dollar you spend, you'll earn rewards.

Bonus Transfer


0% Balance Transfer Rate Offer

Save more when you transfer your balances to a Coastal Community credit card with an exclusive 0% interest rate for nine months!*

Offer details:

  • Special promotional rate of 0% for 9 months
  • Cardholders will only be subject to a one-time balance transfer fee of 2% of their balance
  • Applies to all personal and business cards except the US Dollar card
  • Runs from now to June 30, 2024
  • Each balance transfer must have a minimum value of $500
  • Simply log on to MyCardInfo to transfer your credit card balances

*View Terms & Conditions

Cash Back World Elite Credit Card


Everyday rewards that move you

You have perks and exclusive benefits that fit the way you live your life with a variety of reward redemption options.

Card Features:

  • Annual fee: $120
  • Interest rate (Purchases): 20.99% Fixed
  • Emergency Health Care & Baggage Coverage
  • Mobile device insurance
  • Protection for Grandchildren travelling with you
  • Auto Rental Collision/Loss Damage Insurance


  • Earn 4 points for every $1 spent on Grocery and Sustainable Transit
  • Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming and Dining
  • Earn 1 point for every $1 spent on all other purchases
  • Cash back applied as a credit on your statement OR deposit into your account
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations
  • 60,000 top-selling merchandise items or gift cards from 60+ Canadian retailers
Cash Back Credit Card


Earn rewards on everyday purchases

Your purchases all add up to valuable cash back that can be redeemed as account credit or a deposit into your account — and there’s no annual fee.

Card Features:

  • Annual fee: $0
  • Interest rate (Purchases): 20.99% Fixed
  • Zero liability fraud protection
  • Mobile device insurance


  • Earn 1 points for every $1 spent on entertainment purchases
  • Earn DOUBLE points on gas purchases
  • Earn 0.5 points for every $1 spent on all other purchases
  • Cash back applied as a credit on your statement OR deposit into your account

More than just rewards



Merchandise is insured for 90 days if lost, damaged or stolen

Double your warranty

The manufacturer’s warranty is doubled  on purchases made with your card

Mobile device insurance

Protect your device with free mobile device insurance

Fraud protection alerts

Get real-time fraud text alerts for greater security against fraud 



Your perfect card is just a few clicks away

Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:

  • Fill in the required personal, financial and employment information
  • Supply any additional information within 30 days (if requested)
  • Once approved,receive  your card in 7-10 business days

Our credit card partner: Collabria Financial

Offering first-class cards and first-class service to tens of thousands of Canadians.

Cardholder support

Get support 24/7, including online access to your account.

Fraud monitoring

Relax with 24/7 fraud monitoring & protection services for your card.

Generous rewards program

The ultimate selection including flights, tickets merchandise & more.



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