Use your card, get rewards
Smart but simple — for every dollar you spend, you'll earn rewards.
CASH BACK MASTERCARD®
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Earn rewards on everyday purchases
Your purchases all add up to valuable cash back that can be redeemed as account credit or a deposit into your account — and there’s no annual fee.
Cash Back Mastercard® features:
Annual fee: $0
Interest rate (Purchases): 19.99% Fixed
​ Zero liability fraud protection
​ Mobile device insurance
Rewards:
Earn 1 points for every $1 spent on entertainment purchases
Earn DOUBLE points on gas purchases
​ Earn 0.5 points for every $1 spent on all other purchases
Cash back applied as a credit on your statement OR deposit into your account
Purchase protection
Merchandise is insured for 90 days if lost, damaged or stolen
Double your warranty
The manufacturer’s warranty is doubled on purchases made with your card
Mobile device insurance
Protect your device with free mobile device insurance
Fraud protection alerts
Get real-time fraud text alerts for greater security against fraud
APPLY ONLINE
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Your perfect card is just a few clicks away
Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:
Fill in the required personal, financial and employment information
Supply any additional information within 30 days (if requested)
​ Once approved,receive your card in 7-10 business days
Cardholder support
Get support 24/7, including online access to your account.
Fraud monitoring
Relax with 24/7 fraud monitoring & protection services for your card.
Generous rewards program
The ultimate selection including flights, tickets merchandise & more.
ONLINE SUPPORT
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Not finding what you're looking for?
Let one of Island-based experts help.
Not quite the right credit card?
Take me to a credit card that has:
A lower interest rate and offers rewards
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