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Treat yourself with rewards credit cards

Earn more, get more — and enjoy

Reward cards give you more

Collect valuable rewards you can redeem the way you want


Travel rewards

Planning a trip?  Redeem your points for flights, hotels, cruises and more.

Gift cards & more

With thousands of options, it’s like a global marketplace.

Event tickets

Love concerts or sporting events? Reward yourself with great seats.

Statement Credit

Easily redeem your credit card points to get statement credit.

Cash Back World Elite Credit Card


Everyday rewards that move you

You have perks and exclusive benefits that fit the way you live your life with a variety of reward redemption options.

Card Features:

  • Annual fee: $120
  • Interest rate (Purchases): 20.99% Fixed
  • Emergency Health Care & Baggage Coverage
  • Mobile device insurance
  • Protection for Grandchildren travelling with you
  • Auto Rental Collision/Loss Damage Insurance


  • Earn 4 points for every $1 spent on Grocery and Sustainable Transit
  • Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming and Dining
  • Earn 1 point for every $1 spent on all other purchases
  • Cash back applied as a credit on your statement OR deposit into your account
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations
  • 60,000 top-selling merchandise items or gift cards from 60+ Canadian retailers
World Credit Card


The preferred card for those who love to travel

This card earns double points and offers exceptional travel benefits and experiences.

World Mastercard® features:

  • Annual fee: $120.00
  • Interest rate (Purchases) 20.99% Fixed
  • Emergency health care coverage
  • Trip cancellation & interruption insurance
  • Lost or delayed baggage coverage
  • 24/7 travel assistance
  • Merchandise is insured for 90 days if lost, damaged or stolen
  • ​Protection for grandchildren travelling with you


  • Earn 3 points for every $1 spent on grocery purchases
  • Earn 2 points for every $1 spent on dining and entertainment purchases
  • Earn 1 point for every $1 spent on all other purchases
Centra Gold Credit Card


Great rewards with a low rate

More than just a great rate. Enjoy this card’s budget-friendly rate and great benefits like mobile device insurance.

Centra Gold features:

  • Annual fee: $50.00
  • Interest rate (Purchases) 11.99% Fixed
  • Mobile device insurance
  • Merchandise is insured for 90 days if lost, damaged or stolen


  • Earn 1 point for every $1 spent on everyday purchases

More than just rewards



Merchandise is insured for 90 days if lost, damaged or stolen.

Fraud protection

Get real-time fraud text alerts for greater security.

Auto rental

Get peace of mind with collision and loss insurance.

Mobile device

Safeguard against a lost, stolen or accidentally damaged device. 

*Auto rental collision/loss damage insurance available for World Mastercard®



Your perfect card is just a few clicks away

Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:

 Fill in the required personal, financial and employment information

 Supply any additional information within 30 days (if requested)

 Once approved, receive your card in 7-10 business days

Our credit card partner: Collabria Financial

Offering first-class cards and first-class service to tens of thousands of Canadians.


24/7 Cardholder service

Get support when you need it, including online access to your account.

Fraud monitoring

Relax with 24/7 fraud monitoring & protection services for your card.

Generous rewards program

The ultimate selection including flights, tickets merchandise & more.


Not finding what you're looking for?

Let one of Island-based experts help. 

 Chat with a representative online now

Not quite the right credit card?

 Take me to a credit card that:

 Has a lower interest rate

 Is focused on rewards

 Is in US currency