Rates

At Coastal Community we offer great rates on mortgages and term deposits. Below are just a few of our featured rates.

Contact your branch for specific product details.

Prime Rate (Rates effective 2015-07-17) Rates
CCCU Prime 2.950%
Featured Mortgage Rates (Rates effective 2017-07-13) Rates
5 Yr - Closed, Variable Best Rate* 2.450%
3 Yr - Closed, Fixed Best Rate 2.740%
4 Yr - Closed, Fixed Best Rate 2.790%
5 Yr - Closed, Fixed Best Rate* 2.790%
7 Yr - Closed, Fixed Best Rate 3.790%
10 Yr - Closed, Fixed Best Rate 4.290%
Term Deposit Promotional Rates (Rates effective 2017-06-22) Rates
1 Year Redeemable GIC 0.700%
3 Yr Rate Climber - Year 1 1.250%
3 Yr Rate Climber - Year 2 1.750%
3 Yr Rate Climber - Year 3 2.250%
18 Month Non-Redeemable GIC 1.250%
5 Yr Rate Climber - Year 1 1.000%
5 Yr Rate Climber - Year 2 1.400%
5 Yr Rate Climber - Year 3 2.100%
5 Yr Rate Climber - Year 4 2.100%
5 Yr Rate Climber - Year 5 2.150%

Term Deposit rates are quoted at annual interest. Minimum investment amount applies.
Canadian Dollar investments available as Regular, RRSP, RRIF, and RESP. Our Rate Climber Term Deposit has annual escalating rates and an option to partially or fully redeem funds on anniversary at no penalty.
All products, features, and rates are subject to change without notice. All rates are quoted per annum. Available on approval by Coastal Community Credit Union. Conditions may apply.
“CreditMaster Prime” and “Prime Lending Rate” are equal to CCCU Prime.
In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.
*CMHC/Genworth Insured.
90 day Convertible GIC: Offer applies to new money only.