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You only have one life - don’t leave things to chance

A solution that brings peace-of-mind

    ​Ensure what matters is insured for the future

    ​A properly constructed insurance plan can mean the difference between leaving your family financially secure or with unwanted debt that can last for years.

    How can we help you today?

    ​Talk to one of our experts to find the best solutions for your short and long-term needs at every stage of life.

    Term Life Insurance

    Get simple and affordable options for your family

    Permanent Life Insurance

    Solutions for lifetime coverage with fixed premiums

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    Universal Life Insurance

    Options for permanent insurance with tax-deferred savings

    Read more below

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    Term Life insurance

    Simple and affordable solutions

    Get coverage to protect your family, whether you have debts, want to cover your child’s education or replace lost income.

    Term Life features :

     Choice of solutions to fit your needs and budget

     Less expensive premiums than permanent life insurance

     Premiums that increase upon renewal

     Coverage with an expiry date to cover temporary needs

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    Permanent Life insurance

    Comprehensive coverage for long-term needs

    Choose coverage to protect your family, from topping up retirement income to protecting your estate from taxes.

    Permanent Life features :

     Lifetime coverage

     Security of fixed premiums 

     Premiums that can build equity

     Solutions for long-term needs like retirement planning 

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    Universal Life insurance

    Permanent protection with tax-deferred savings options

    Get Universal Life options for your permanent insurance needs, such as estate and retirement planning, with options for tax-deferred savings.

    Universal Life features :

     Flexible options for a variety of permanent insurance needs

     Different premium levels

     Choices of various death benefit options, investment accounts and premium levels

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    FROM THE LEARNING CENTRE

    When should you fine tune your insurance protection?

    Major life events bring changes that often call for a review of your financial plan.

    ​Make an appointment with an advisor

     

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    Chat Online

    Chat online with an insurance representative to assess your needs and help you save



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    Visit an insurance location

    Visit us at one of our 16 island insurance locations to assess your needs and help you save



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    Talk with us

    Book a phone appointment with an insurance representative to assess your needs and help you save


    *Home, vehicle, marine and travel insurance services provided through Coastal Community Insurance Services (2007) Ltd.
    ** Life, Health disability and critical illness insurance services offered through Coastal Community Financial Management Inc.