FIRST HOME SAVINGS ACCOUNT (FHSA)
Learn how an FHSA can help you save for a mortgage.
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Credit Cards
Mortgages
Loans & Credit Lines
APPLY FOR A LOAN UP TO $20K
APPLY FOR A LOAN UP TO $20K
Existing members can apply online for a personal loan up to $20,000. Simply log in to online banking, click Account Services and Apply for Loan.
Expert guidance for the home buying journey
Whether you’re ready to dive in or don’t know where to start, we’ll navigate you through all things home buying.
How can we help you today?
Looking to buy, move or upgrade? We have the right solution for you.
MORTGAGE CASHBACK
Get up to $3,000 cash back with a mortgage from Coastal Community!
For a limited time, get up to $3,000* cash back when you transfer a mortgage to Coastal Community or take out a new mortgage with us.
*Some conditions apply
coastal Community Mortgage
Meet the perfect mortgage
Buying a home is a significant life event. Stress less and enjoy more with a mortgage that’s flexible and customizable to meet your needs now, and in the future.
Coastal Community mortgage features:
- Choose variable rate, fixed rate, or combine both
- Re-advanceable so that you can borrow against the equity in your home
- Increase payments once per year with no fee
- Excellent prepayment options - prepay up to 20% annually
- No extra legal costs for re-advancements
Mortgage Rates
working with a mortgage expert
A perfect-for-you mortgage ― let’s bring it home
Paint, flooring, fixtures—they can all be tailored to fit your needs, So why not your mortgage? Here’s where we, and our customization skills, come in
- Bundling different needs (mortgage, car loan, home reno) under one product
- Finding a mortgage term and rate structure that’s right for you
- Securing solutions for future needs like an income property or vacation home
Get started with a mortgage your way
Apply
Online
Complete your digital mortgage application with Coastal Community.
Work with a mobile mortgage specialist
Meet a specialist on a day and time that is convenient for you.
Apply
in branch
Book an appointment online for the branch of your choice.
For your financial health
Our Learning Centre is dedicated to providing our members and communities with content focused on improving financial health.
Find your home with a realtor that's perfect for you
When selecting a realtor, these 3 factors can help you decide: Competence, Communication & Connection.
Inflation and your Variable Rate Mortgage
Are you wondering whether your variable rate mortgage is still working for you? Find out what you can do.
Strata 101 - A beginner's lesson to strata housing
From what exactly it is to what you need to know before buying one, we have the info to help you start strata-gizing.
COASTAL COMMUNITY MORTGAGES
How much can I afford?
Estimate your mortgage payments and determine how much you can afford
FOLLOW THESE STEPS TO SEE YOUR RESULTS:
STEP 1: Enter gross annual household income.
STEP 2: Enter down payment and amortization period.
STEP 3: Select a loan term.
STEP 4: Input your monthly debts (including co-owners.)
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We are grateful to have the opportunity to live, learn, work and play in their traditional and unceded territories.
© Copyright 2025 Coastal Community Credit Union