FIRST HOME SAVINGS ACCOUNT (FHSA)
Learn how an FHSA can help you save for a mortgage.
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Credit Cards
Mortgages
Loans & Credit Lines
APPLY FOR A LOAN UP TO $20K
APPLY FOR A LOAN UP TO $20K
Existing members can apply online for a personal loan up to $20,000. Simply log in to online banking, click Account Services and Apply for Loan.
Get ready for the thrill of homeownership
Buying your first home
Here are a few key points to consider when planning to buy your first home.
Define your first home needs versus wants
Find the right home by understanding what’s important and what you can live without.
Decide on your budget including closing costs
When you’re saving for a home, you need to consider more than just your down payment. Determine how much your home will really cost.
Get pre-approved for a mortgage
Know what you can afford and show a seller you mean business by getting pre-approved.
MORTGAGE CASHBACK
Get up to $3,000 cash back with a mortgage from Coastal Community!
For a limited time, get up to $3,000* cash back when you transfer a mortgage to Coastal Community or take out a new mortgage with us.
*Some conditions apply
COASTAL COMMUNITY MORTGAGES
Mortgage Choices
Not all mortgages are created equal. Here's what we offer:
For the First Time Home Buyer
Our Learning Centre is dedicated to providing our members, clients & communities with content focused on improving financial health.
Should I buy now or
wait?
Here are some things to consider to make the home-buying decision a little easier. Here are the pros and cons for each option.
Getting ahead in the home-buying game
If buying a home’s a race, your mortgage pre-approval is the “get ready, get set” before the “go.”
How much will my home really cost?
The first step in buying your dream home, next home or vacation home? Determining how much it will take to make it yours.
ONE GRAND PLAN
Get $1,000 toward your down payment, plus helpful expertise
Contribute at least $100/month consistently and we’ll give you $1000 toward your down payment for a mortgage with us — with helpful info along the way!
*Some conditions apply. Read the full terms and conditions here.
WORKING WITH A MORTGAGE EXPERT
A perfect mortgage for you — let's bring it home
Paint, flooring, fixtures — they can all be tailored to fit your needs. So why not your mortgage? Here's where we, and our customization skills, come in:
- Combine different lending needs under one product
- Finding a mortgage term and rate structure that's right for you
- Securing solutions for future needs like an income property
Our featured rates
*Rates are subject to change without notice. Interest rates are per annum. Terms and conditions apply. In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.
COASTAL COMMUNITY MORTGAGES
How much can I afford?
Estimate your mortgage payments and determine how much you can afford.
FOLLOW THESE STEPS TO SEE YOUR RESULTS:
Step 1:
Enter gross annual income.
Step 2:
Enter down payment and amortization period.
Step 3:
Select a loan term.
Step 4:
Input your monthly debts (including co-owners). View the results.
Get started with a mortgage your way
Apply
Online
Complete your digital mortgage application with Coastal Community Credit Union
Work with a mobile
mortgage specialist
Our on-the-go mortgage service will be there with the advice you need, when you need it
Apply
in branch
Visit us at any branch or call to book an appointment
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We are grateful to have the opportunity to live, learn, work and play in their traditional and unceded territories.
© Copyright 2025 Coastal Community Credit Union