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Low Rate Business Mastercard®

Simple, easy and smart for your business

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    The ideal card for keeping costs low

     
    A low rate/low fee card help you trim business expenses and keep interest fees low1 when you carry a balance.

     
    Balance Transfer

    BALANCE TRANSFER OFFER
    ​Balance Transfer Promo

    0% Balance Transfer Rate* Offer

    Save more when you transfer your balances to a Coastal Community credit card with an exclusive 0% interest rate for nine months!*

    Offer details:

    • Special promotional rate of 0% for 9 months*
    • Cardholders will only be subject to a one-time balance transfer fee of 2% of their balance*
    • Applies to all personal and business cards except the US Dollar card*
    • Runs from now until the end of 2025*
    • Each balance transfer must have a minimum value of $500*
     
    Low Rate Business Credit Card

    LOW RATE BUSINESS MASTERCARD®
    ​

    Low rate and low annual fee

    A low annual fee and low interest rate1 to keep everything nice and easy for your business  — a practical way to keep costs low.

    Low Rate Business Mastercard features:

    • Annual Fee: $25.00
    • Interest Rate1: 12.99% Fixed
    • Purchase protection and extended warranty3
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    More than just a low rate

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    Purchase protection3

     
    Merchandise is insured for 90 days if lost, damaged or stolen.3

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    Double your warranty3

     
    Up to one year extra for card purchases3

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    Fraud protection

     
    Get real-time fraud text alerts for greater security

    ONLINE SUPPORT
    ​

    Your perfect card is just a few clicks away

    Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:

     Fill in the required info including Business Registration Number & annual revenue

     Supply any additional information (if requested)

     Once approved, receive your card in 7-10 business days

    Apply Now, opens in a new tab

    Our credit card partner: Collabria® Financial 

     
    Offering first-class cards and first-class service to tens of thousands of Canadians.

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    24/7 cardholder service

    Get support when you need it, including online access to your account.

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    Fraud monitoring

    Relax with 24/7 fraud monitoring & protection services for your card.

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    Generous rewards program†

    The ultimate selection including flights, tickets, merchandise and more.†

    ONLINE SUPPORT
    ​

    Not finding what you're looking for?

    Let one of Island-based experts help. 

     Chat with a representative online now

    Not quite the right credit card?

     Take me to a credit card that has:

     

     More rewards

     No annual fee and provides rewards

     

     

    *Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_coastal-community-credit-union/offers/transfer2025.aspx for more details.

    **Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_coastal-community-credit-union/offers/centragold2025.aspx for more details.

    >†Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

    ††Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_coastal-community-credit-union/benefits/mastercard-benefits/mastercard-benefits/ for more details.

    >1 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.

    2 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.

    3 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

    ®Mastercard, World, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

    Collabria trademark is Collabria Financial Services’ property.

    Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

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    Coastal Community Credit Union acknowledges that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We are grateful to have the opportunity to live, learn, work and play in their traditional and unceded territories.

    © Copyright 2025 Coastal Community Credit Union