​Flexible borrowing with a line of credit

Instant & ongoing access to extra money
 
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Get the funds you need, when you need

 
A line of credit on your chequing account gives you convenient, ongoing access to funds up to your credit limit with flexible repayment options.



How can we help you today?

 
Here are three ways you can use a personal line of credit:


Finance your home improvements

Easily access cash for renovations that'll get you a new roof or dream kitchen.


Protect yourself from unexpected expenses

Use your line of credit as an emergency cushion against unplanned costs.


Simplify your life by consolidating debt

Pay off your debts, get one lower rate and greater peace of mind.

COASTAL COMMUNITY PERSONAL LINE OF CREDIT
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Easy access to your funds at a competitive rate

A personal line of credit attached directly to your chequing account means convenient access to extra funds plus overdraft protection when you need it. 


Coastal Community personal line of credit features: 

  • Access funds by using your chequing account as you normally would (use cheques, e-Transfers or your debit card).
  • Pay as little as interest only monthly with interest charged only on the amount you borrow.
  • Pay down with no penalty, as often as you wish

COASTAL COMMUNITY HOME EQUITY LINE OF CREDIT
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Use the equity in your home to take advantage

Take on those bigger projects by borrowing up to 65% of your home's value at a competitive rate.

Coastal Community home equity line of credit features:

  • Borrow up to 65% of the value in your home
  • Access funds by using your chequing account as you normally would (use cheques, e-Transfers or your debit card)
  • Pay as little as interest only monthly with interest charged only on the amount you borrow
  • Pay down with no penalty, as often as you wish

Personal Loan or  Line of Credit?

Two different solutions for your borrowing needs. Here's the breakdown:



LINE OF CREDIT

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​​ Access your money when you need it

 Pay it back on your schedule or just pay interest monthly 

 Pay it down as often as you want to reuse the freed up funds


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PERSONAL LOANS

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​ Receive a set amount of funds up front

 Pay it back on a schedule

 No ongoing commitment once funds are paid back

Get started with your Line of Credit


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Apply Online

Complete your digital Line of Credit application with Coastal Community


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Apply in-branch

Book an appointment online for the branch of your choice