FIRST HOME SAVINGS ACCOUNT (FHSA)
Learn how an FHSA can help you save for a mortgage.
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Credit Cards
Mortgages
Loans & Credit Lines
APPLY FOR A LOAN UP TO $20K
APPLY FOR A LOAN UP TO $20K
Existing members can apply online for a personal loan up to $20,000. Simply log in to online banking, click Account Services and Apply for Loan.
Investing & Retirement
We’d love to be your local business partner
Together, we can take your new or established business from good to great
Local banking for Island businesses
Keeping it local means local decision-making to help you start, manage, grow, and even sell your business. We’ll be with you every step of the way.
Why Join Coastal Community?
When you join, you’re not just making your day-to-day business banking easier. You’re joining a 100% member-owned credit union that gives back to the community—your community.
Strength in numbers
We're 100% Island-based, so we keep our jobs, earnings, and community efforts local. That’s good for everyone.
Out and about in the community >
From easy to extensive
Accounts that meet ALL your needs. $US chequing account? Check. Investment savings? Of course.
How can we help?
Port Hardy to Victoria
With 30+ Island locations and weekday 8am-7pm (8:30am-4pm on Saturdays) phone access, we're ready to help your business.
Ways to bank with us >
Switching to us is easy
We'll move recurring payments and direct deposits for you. It’s the first step toward making your life easier.
Switch to Coastal Community >
ISLAND WINE WORKS
Now that our mortgage is paid off, it has enabled us to save and buy a family property that we’re going to begin building a commercial winery on.
Fiona and Blair, Island Wine Works
Business banking done right
24/7
access
Online, mobile & telephone banking. 4000+ ATMs Canada-wide.
Payroll
services
Convenient, fully customizable, and reliable products and services.
Payment
solutions
Industry-leading credit, debit, and other payment solutions.
Business
loans
Financing tailored to your business, backed by local experts.
Business
insurance
Customized insurance solutions based on your industry and needs
BUSINESS ADVISOR
Roanna Haggith
Senior Business Relationship Manager- Lending
Victoria
AUTOMATED FUNDS TRANSFER
Your business receivables on autopilot
Convenient, cost-effective payment automation for things like subscriptions, memberships and strata fees, or outgoing payments like payroll.
Save time and money
Enjoy flexibility & control
Improve security
Here for you at every stage
From start-up to succession planning, we’ll cheerlead for your business and provide expert advice and tailored solutions.
Starting your business
All the accounts and products you need to get started, including a $35/month flat fee chequing account.
Managing your business
Consider us your partner in the community. We’ll help with the day-to-day with payment solutions, credit cards, and more.
Growing your business
Take things to another level with business loans, investing, and high interest savings accounts.
BUSINESS CREDIT CARDS
Your ideal card is a few clicks away
Elite rewards and services? No fee cash back? Low interest rate? Your ideal credit card is a few clicks away. The My CardInfo tool lets you track and manage your spending.
- Easy online applications
- 0% balance transfer rate offer
- Choose your rewards
Tips and advice to help your business
Our Learning Centre keeps business members informed and educated about their financial health. Here's a selection.
Build a
succession plan
Who's next? How to build a solid succession plan for your business.
Read more >
Future proof
your business
Questions to consider and tips for choosing the right business solutions.
Read more >
Protect against
cyber criminals
Advice on keeping your business safe from devastating cyber-attacks.
Read more >
Maximize your
business potential
Get tips to streamline your business operations for success.
Read more >
SOME CHOICES MATTER
Choose to be a part of something bigger, not just something big
What financial institutions do with your money matters. So be a part of something worthy of your choice. When you join a credit union, you're choosing more for your money.
- Your money gets put to work helping to build stronger communities
- Your money is reinvested as loans for island homeowners and local businesses
- Your money stays local, to help do great things right here
SPECIAL COMMUNITY FUNDING
Sharing our success with one-time special funding!
Coastal Community has distributed $1.6 million to benefit community initiatives across Vancouver Island and the Gulf Islands.
- The one-time funds were due to an exceptionally strong year in 2022 and distributed in 2023
- The funds are helping make a visible and meaningful difference in our Island communities
- Members had input on allocating the money; food security and affordable housing were among their top concerns
- Learn how community organizations are using the money — see our Sharing Our Success page!
Why bank with us?
Be a part of something more. We're a 100% member-owned and Island-based organization, committed to the financial health of you and our communities.
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges and respects that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We continue to work toward building relationships with the Indigenous Peoples of this Land.
© Copyright 2025 Coastal Community Credit Union