FIRST HOME SAVINGS ACCOUNT (FHSA)
Learn how an FHSA can help you save for a mortgage.
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Mortgages
Loans & Credit Lines
APPLY FOR A LOAN UP TO $20K
APPLY FOR A LOAN UP TO $20K
Existing members can apply online for a personal loan up to $20,000. Simply log in to online banking, click Account Services and Apply for Loan.
Investing & Retirement
Your Money, Your Future,
Your Credit Union
Easy banking solutions for youth and juniors.
Unlimited Banking Freedom
Free accounts
No monthly fees and unlimited transactions for youth
24/7 access
Bank anytime through online and mobile banking
Mobile wallet
Add your account to your mobile wallet and pay with a tap from your device
Deposit AnywhereTM
Deposit cheques with a snap of a photo through our mobile app
4000+ ATMs Canada-wide
Access to our Canada-wide surcharge-free ATM network
Account and security alerts
Be notified of account activity via text or email instantly
Youth Package
Level up your money game
No-fee banking, unlimited transactions, made for you.
Key features:
- For members 13 to 18
- No monthly fee
- Unlimited transactions included
Junior Savings
Start their savings journey early
Give your child a head start with a no-fee account designed to help them learn, save, and grow.
Key features:
- For members under 13
- No monthly fee
- 25 monthly transactions
- Interac e-Transfers included
Youth Savings
Grow your savings, your way
Earn interest and save for what matters.
Key features:
- For members 13 to 18
- No monthly fee
- Tiered Interest calculated daily, earned monthly
- 25 monthly transactions included
- Interac e-Transfers included
SOME CHOICES MATTER
Choose to be a part of something bigger, not just something big
What financial institutions do with your money matters. So be a part of something worthy of your choice. When you join a credit union, you're choosing more for your money:
- Your money gets put to work helping to build stronger communities
- Your money is reinvested as loans for Island homeowners and local businesses
- Your money stays local, to help do great things right here
From the Learning Centre
How to teach kids about money at every age
Learn six ways to teach your kids — or kids you know — good money habits.
POST-SECONDARY BURSARY FUND
Let us help you with your
post-secondary plans!
Apply for a $1,000 bursary to help with your education at an accredited post-secondary institution. You must:
- Be a current resident of Vancouver Island or the Gulf Islands
- Be no older than 24 at any point in 2025
- Plan to attend an accredited post-secondary institution in the winter semester of 2025 as a full-time student
From the Learning Centre
Did you know there's free money to help save for your child's future?
Read about the educational grants and bonds available to BC families to help you boost your child’s RESP.
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges and respects that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We continue to work toward building relationships with the Indigenous Peoples of this Land.
© Copyright 2026 Coastal Community Credit Union