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Our Approach

Helping you build your business and your future

Solutions and advice for business owners

Let us simplify your life so you can focus on what's important to you.


Retirement & Pension Plans

Retirement solutions for the business owner.

Key Executive and Life Insurance Plans

Protection for your business and your family.

Funding Buy/Sell Agreements

Succession planning for smooth transitions

Employee Benefits

Employee health, dental and retirement benefit programs.

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Build your business and your retirement savings

Being a business owner doesn’t mean giving up retirement savings. Our advisors can help you plan a comfortable retirement.

Retirement solutions for the business owner:

  • Insured retirement plans
    Build cash on a tax deferred basis with a permanent life insurance policy.
  • Individual pension plans
    Boost your retirement savings while lowering your company's tax burden.
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Protect yourself and your company's legacy

Insurance can help you prepare for unexpected losses and grow your business.

Key Executive and Life Insurance solutions for business owners:

  • Key executive insurance
    Protect your company from the impact of losing a key executive.
  • Collateral life insurance
    Use insurance as security when you want to grow your business.
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Planning for change

Make sure you have a plan in place to handle retirement or the death of a shareholder.

Buy/Sell Agreements:

  • Succession Planning
    Develop a plan to ensure a smooth transition of leadership.
  • Funding buy/sell agreements
    Use life insurance as an effective means to fund buy/sell provisions.
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Employee benefits — attract top tier talent

Attract the best talent and make sure they thrive with employee health, dental, and retirement programs.

Employee Benefit Solutions:


  • Benefit Plan design
    Create a benefits package to keep your employees healthy and engaged.
  • Employee Extended Health & Dental
    Allows reimbursement for eligible medical expenses not otherwise covered.
  • Employee Life & Disability
    Offers protection through group life insurance and disability benefits

  • Employee Critical Illness
    Offers protection against the financial impact of a serious illness.
  • Personal Health Spending Plan
    Offers credits to apply to health care expenses not otherwise covered.
  • Group RRSP
    Helps employees save for retirement with simple or personalized options.
Working with an Advisor


Working to meet the specific needs of business owners

Focusing on the whole picture to provide you with a complete financial plan, our advisors will:

  • Offer integrated personal and business solutions to meet your needs
  • Draw on experts in banking, estate, trust, insurance and investment management
  • Ensure you are comfortable with the advice and services you receive

How can we help?

*Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing and Aviso Wealth are divisions of Aviso Financial Inc.

** Life and Health Insurance services offered through Coastal Community Financial Management Inc.

***Insurance services provided through Coastal Community Insurance Services (2007) Ltd.

Connect with Coastal Community Private Wealth Group


Call to book an appointment 1.800.806.2332 (Toll-Free)