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Holiday hours: Please be advised that all Coastal Community locations will be closed on Saturday, February 15 — Monday, February 17 in observance of Family Day. Regular business hours will resume on Tuesday, February 18.

Moving on up!

Moving to your next home

  Apply Now   

Buying your next home

 
There are a few key things to consider if you've outgrown your current home or need to relocate.

Determine budget

Decide on a budget that includes any needed renovation costs to your current or new home.


Sell or buy first?

Decide if you’re comfortable buying first or if you should wait to sell in the current market.


Get pre-approved

Determine the price range of homes to consider to get ahead of the game.


List your home

Work with a real estate professional to set the right price and market your home effectively.


Buy your home

Start looking for your next home once you’ve sold or arranged bridge financing for your current one.


Sell your home

Finalize your finances and get ready to celebrate as you settle in to your new home


Selling First Versus Buying First

The answer depends on your circumstances. There are advantages to each approach:



SELLING FIRST


 It’s easier to get new financing

 You’re confident in the amount of money you have for your new home

 You don’t have the stress of carrying two mortgages at once


BUYING FIRST


 You have more time to plan renovations for your current and new home

 You can take your time looking for the perfect property

 You have more time to plan your move in date for your new home

How we make it easy

 
Here's some great mortgage features to choose from when buying your next home:


Move your mortgage without penalty

Keep the same rate when you transfer your current mortgage to a new one


Blend and increase your mortgage

Blend your interest rates when you need to borrow additional funds


Finance renos with a purchase plus improvements mortgage

Roll the amount you need for renovations  into your new mortgage

FROM THE LEARNING CENTRE

First home not so home-y?

Whether it’s a simple remodel to get the bathroom in shape or an entire overhaul to bring your new place into this century, a home renovation is your ticket.  We asked experts in insurance and home financing, plus a realtor and general contractor, what you should know. 

WORKING WITH A MORTGAGE SPECIALIST

Let us guide you through your homeownership journey

Our mortgage advisors love helping home buyers continue their homeownership journey and can customize your mortgage just like you can customize the paint colours and lighting fixtures in your new home.

​  Combine your financing  to meet your specific needs (mortgage, car loan, home reno) to help save you money

 Finding a mortgage term and rate structure that's right for you

 Securing solutions for future needs like renovations, an income property or vacation home

Mortgage Rates


5-year fixed

2.890%

5-year variable

3.150%

COASTAL COMMUNITY MORTGAGES

How much can I afford?


Estimate your mortgage payments and determine how much you can afford.


​FOLLOW THESE STEPS TO SEE YOUR RESULTS:

STEP 1:

 Enter gross annual household income.

STEP 2:

Enter down payment and amortization period.

STEP 3:

Select a loan term.

STEP 4:

Input your monthly debts (including co-owners).

Let us help you get into your next home


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Talk to us now 

Start your renewal or refinance with one of our experts


Work with a specialist

Have a mobile mortgage specialist visit you when and where you want

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Apply in branch

Book an appointment online at the branch of your choice