Take advantage of rising rates
In times of rising rates, this popular choice is perfect for investors looking for a guaranteed long-term investment with their option to change to a higher rate.
Rate Option Term Deposit
Want to lock in a longer term
Want the option to lock into a higher rate
Are looking for higher interest
RATE OPTION TERM DEPOSIT
Guaranteed rates with option to change
You get the security of a guaranteed rate with the peace of mind of being able to lock in to a new rate when rates are rising.
Rate Option Term Deposit Features:
Term Rate Options — A choice of 2, 3 or 5 year terms
Non-Redeemable — To ensure you get the best rate, funds are locked in for the duration of the term
Option for new rate — Should rates rise, convert to the higher rate once during the term
Our featured rates
3-Year Rate Option
4.700%
5-Year Rate Option
4.250%
2-Year Rate Option
5.050%
OPENING A TERM DEPOSIT
Talk to an advisor to get the right term deposit
Term deposits are a great investment tool. We'll help you determine what term deposit fits your savings goals, including:
Saving for a short-term or longer term goal
Needing access to the funds
Getting the best rate available
ONLINE SUPPORT
Not finding what you're looking for?
Let one of Island-based experts help.
Products, features and rates are subject to change without notice. All rates are quoted per annum, unless otherwise noted.
In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We are grateful to have the opportunity to live, learn, work and play in their traditional and unceded territories.
© Copyright 2023 Coastal Community Credit Union