FIRST HOME SAVINGS ACCOUNT (FHSA)
Learn how an FHSA can help you save for a mortgage.
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APPLY FOR A LOAN UP TO $20K
APPLY FOR A LOAN UP TO $20K
Existing members can apply online for a personal loan up to $20,000. Simply log in to online banking, click Account Services and Apply for Loan.
A little help for your goals
Fast & flexible loans at a competitive rate
What goal are you reaching for?
Whether it's time for a new car or a kitchen remodel, a personal loan can bring your vision to life.
How can a personal loan help?
Here are six ways you can use a personal loan to help you:
Buy a vehicle
Get an auto loan with competitive terms and rates to buy the car of your dreams.
Renovate your home
Use a home reno loan to help with home improvement projects that need funding up front.
Reduce your debt payments
Combine your debts into one easy to manage loan with lower payments to save money.
Top up your RRSP
Catch up on contributions while having more money growing tax-free with an RRSP loan.
Go to school
Finance your studies and other school expenses and get great rates with a flexible repayment plan.
Pay for your wedding
Talk to us about how a loan can reduce the stress of planning your special celebration.
NEW MEMBER LOAN APPLICATION
Join us and apply online for up to $5,000
Open a membership with Coastal Community and get a loan approved in as little as 10 minutes.
Get up to $5,000 cash deposited in 10 minutes!
For amounts over $5,000, one of our advisors will contact you
Enjoy a convenient online membership and loan application process
EXISTING MEMBER LOAN APPLICATION
Apply for a loan in less than 10 minutes!
Get up to $20,000 deposited in your account within minutes with easy online approval.
Sign into your online banking
Click on Account Services and then Apply for Loan
Get funds deposited within 10 minutes for successful applications
CUSTOMIZED PERSONAL LOAN OPTIONS
Flexible terms tailored to your situation
Apply for a personal loan with flexible terms, whether you're joining us or a current member.
Choice of fixed or variable rates
Customizable terms and payment schedules
No penalties to pay out early
WORKING WITH AN ADVISOR
Work with an expert to get the right loan for your goals
Whether you’re consolidating debt, making a major purchase or remodelling your home, an advisor can help you:
Decide whether to secure your loan with collateral
Choose the best terms for you
Create an affordable payment schedule
Personal loan or line of credit?
Two different solutions for your borrowing needs. Here’s the breakdown:
PERSONAL LOANS
Receive a set amount of funds up front
Pay it back on a schedule
No ongoing commitment once funds are paid back
LINE OF CREDIT
Access your money when you need it
Pay it back on your schedule or just pay interest monthly
Pay it down as often as you want to reuse the freed up funds
Get started with a loan your way
Apply Online
Complete your digital loan application with Coastal Community
Apply in branch
Book an appointment online for the branch of your choice
Chat online
Helpful experts are a mouse click away
Affordable Personal Loan Rates
5-year fixed (secured)
7.95%
1-5 year variable (secured)
6.95%
COASTAL COMMUNITY PERSONAL LOANS
How much can I afford?
Estimate your loan payments and determine how much you can afford
FOLLOW THESE STEPS TO SEE YOUR RESULTS:
STEP 1:
Enter your loan amount
STEP 2:
Enter payment frequency
STEP 3:
Enter loan term and interest rate
STEP 4:
View results
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We are grateful to have the opportunity to live, learn, work and play in their traditional and unceded territories.
© Copyright 2025 Coastal Community Credit Union