FIRST HOME SAVINGS ACCOUNT (FHSA)
Learn how an FHSA can help you save for a mortgage.
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Credit Cards
Mortgages
Loans & Credit Lines
APPLY FOR A LOAN UP TO $20K
APPLY FOR A LOAN UP TO $20K
Existing members can apply online for a personal loan up to $20,000. Simply log in to online banking, click Account Services and Apply for Loan.
Investing & Retirement
A little help for your goals
Fast and flexible loans at a competitive rate
What can you do with a personal loan?
Our advisors can help you customize your loan and create a repayment plan that works for you.
Do something for yourself
Buy a boat, a new car, or that dream holiday. Or use a home reno loan to pay for home improvement projects.
Pay for life events
Cover unexpected expenses without digging into your savings, finance your education, or even help pay for your wedding.
Make smart money moves
Combine your debit into one easy-to-manage loan to save money, or borrow to top up your RRSP and save on tax.
EXISTING MEMBER LOAN APPLICATION
Apply for up to $20,000 in minutes
Just sign in to your online banking and click "Account Services" then "Apply for Loan".
Fast, easy online approval
Funds deposited within 10 minutes
Affordable rates
NEW MEMBER LOAN APPLICATION
Join now and borrow up to $5,000
Open a membership with Coastal Community and get a loan approved in as little as 10 minutes. For amounts over $5,000, one of our advisors will contact you.
Up to $5,000 cash in your account in 10 minutes
Convenient online membership
Fast, easy loan application process
CUSTOMIZED PERSONAL LOAN OPTIONS
Flexible terms tailored to your life
Whether you're a new or existing member, apply for a personal loan with flexible terms tailored to your goals and situation.
Choice of fixed or variable rates
Customizable terms and payment schedules
No penalties to pay out early
Personal loan or line of credit?
Two different solutions for your borrowing needs. Here’s the breakdown:
PERSONAL LOANS
Receive a set amount of funds up front
Pay it back on a schedule
No ongoing commitment once funds are paid back
LINE OF CREDIT
Access your money when you need it
Pay it back on your schedule or just pay interest monthly
Pay it down as often as you want to reuse the freed up funds
Affordable Personal Loan Rates
5-year fixed (secured)
1-5 year variable (secured)
COASTAL COMMUNITY PERSONAL LOANS
How much can I afford?
Estimate your loan payments and determine how much you can afford
FOLLOW THESE STEPS TO SEE YOUR RESULTS:
STEP 1:
Enter your loan amount
STEP 2:
Enter payment frequency
STEP 3:
Enter loan term and interest rate
STEP 4:
View results
Get started with a loan your way
Apply Online
Complete your digital loan application with Coastal Community
Apply in branch
Book an appointment online for the branch of your choice
Chat online
Helpful experts are a mouse click away
WORKING WITH AN ADVISOR
Work with an expert to get the right loan for your goals
Whether you’re consolidating debt, making a major purchase or remodelling your home, an advisor can help you:
Decide whether to secure your loan with collateral
Choose the best terms for you
Create an affordable payment schedule
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges and respects that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We continue to work toward building relationships with the Indigenous Peoples of this Land.
© Copyright 2026 Coastal Community Credit Union