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Commercial General Liability Insurance
Rest easy - we'll help you protect your business against bodily injury or property damage claims.
Protect your business from the unexpected
Business solutions for all sizes of businesses
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Property Insurance
Your business is your livelihood. Get coverage to avoid business interruption in the event of claim.
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Professional Liability Insurance
From family-owned businesses to community organizations, protect your officers & directors from lawsuits
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Childcare Insurance
Whether you run a small, in-home daycare or a larger group facility, we offer a specialized insurance program
LIABILITY
Liability insurance lets you sleep easier
Protect your business. Let one of our advisors put together a customized insurance solution based on your industry and specific needs.
Liability insurance options:
- Commercial General Liability - coverage against claims of bodily injury, personal injury, or third party property damage
- Professional Liability - coverage against legal fees for damages caused by an error or omission
- Directors and Officers Liability - coverage for your board from lawsuits against your organization
- Bareland Strata Liability - coverage for common property owned by a strata (property coverage optional)
PROPERTY
Protect your property, inside and out
Running a business can be risky. Make sure your business's physical assets are covered for loss or damage.
Property insurance options:
- Business Property Insurance - coverage for your building, inventory and equipment whether you lease or own your commercial space
- Business Interruption Insurance - coverage for your expenses if your business cannot continue to operate due to an insurance claim
- Equipment Breakdown Insurance - coverage against losses as a result of accidental breakdown of equipment
SMALL BUSINESS
Tailored protection to fit your business
Protect your business with an insurance package designed to cover you against liability in your day-to-day operations.
Options include:
- Retail Insurance - coverage for your stock and business equipment as well as liability claims and business interruption costs
- Office Insurance - coverage for your office contents and business equipment, including equipment breakdown
- Contractor Insurance - coverage for your tools and equipment, as well as general liability coverage
Childcare Provider
Protection for you while you protect others
Whether you run a small in-home daycare or a larger group facility, we offer general liability insurance with the option of added protection for an additional premium.
Childcare Package options:
- Commercial General Liability - coverage against claims of bodily injury, personal injury, or third party property damage
- Optional daycare contents and equipment - coverage to protect your daycare and contents equipment
- Optional physical and sexual abuse coverage - protection against fraudulent claims of abuse
- To apply, download the instructions and form. Don't forget your PacificCARE member number.
Insurance to protect your farming business
Your farm is your livelihood and potentially your home too. Talk to us about custom policies to meet your needs
Insurance to protect property during construction
Protect your construction materials with coverage against common hazards such as fire, theft, and flood
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Bonds to guarantee your financial obligations
Satisfy your customers and suppliers with a contract or license bond to guarantee completion of work
Insurance to protect you against cyber attacks
From viruses to hackers, it's worthwhile to protect your business from damages related to cyber crime
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Chat Online
Chat online with an insurance representative.
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Talk With Us
An insurance representative is standing by to assess your needs.
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Visit an insurance location
Visit us at one of our 16 island insurance locations
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