Building Healthier Communities

Program Overview

The primary purpose of the BHCF is to provide onetime financial support or ‘seed money’ for initiatives that contribute to building healthier island communities. By providing this support, the BHCF looks to impact our island communities through funding of initiatives that have long-term effects, support a broad range of people, and have a sustainability plan. 

  • This program will have a formal application and adjudication process
  • This program will support relationship building between Coastal Community and community organizations
  • Initiatives will be selected through three funding cycles
  • All regions served within Coastal Community’s trade area will benefit from funding through this program


  • Not-For-Profit or Recognized Not-For-Profit organizations are eligible to apply for funds to support initiatives that will provide direct benefit to the communities served by Coastal Community. 
  • This program supports requests of $1,000 or more 
  • All requests will be reviewed 
  • Based on eligibility criteria some requests may not be eligible

Initiatives or Groups Not Eligible for Funding through this Program 

  • Partisan political or religious organizations and affiliated activities. 
  • Groups that are not a registered charity or recognized as community not-for-profit. 
  • Requests where a significant amount of our support would cover travel costs. 
  • Groups that represent a conflict of interest for Coastal Community or that promote specific programs or issues where members of the Credit Union and clients of its subsidiaries may have significantly divergent views. 
  • Requests from organizations that do not provide a direct benefit to the identified communities served by the Credit Union, and its subsidiaries. 
  • Individual pursuits or interests that are primarily for personal gain. 
  • Requests for funds to support operational costs or debt servicing (operational costs refer to fixed costs including but not limited to: rent, wages, and utilities.)

Funding Principles

General funding preferences will be given to initiatives that deliver on our key community focus areas. These areas include:

  • Children and Youth
  • Economic Development
  • Environment
  • Financial Literacy

Application Process

Applicants are asked to submit an online application. Applications will be accepted for three cycles throughout the year as outlined below. Questions can be sent to the Community Experience Specialist by emailing .


Application Deadline

Funding Announcement

Funding Date

BHCF Program


November 15

Early January



March 15

Early May



July 15

Early September


BHCF Recipient Expectations

Recipients of the BHCF are expected to promote Coastal Community’s support of their initiative. This promotion may include, but is not limited to:

  • Photo opportunities
  • Promotion/interaction on social media
  • Media releases
  • One-on-one communication

Recipients will be required to provide report of their initiative within 30 days upon completion. Organizations failing to provide this report will not be considered for future funding requests. This report should include:

  • An overview of the project or event outcome relative to initiative objectives, including who and how many people were helped as well as how Coastal Community’s funds were used
  • Projected long-term impact of the initiative
  • Electronic photos of Coastal Community’s recognition 
  • Links/Copies to  coverage in traditional media, social media and websites