Home, Tenant & Condominium

Homeowner's Insurance

Owning a home is one of life’s major accomplishments and probably the biggest investment you'll ever make. That’s why you need to have the right kind of homeowner’s insurance to keep your home, your family and your possessions secure. At Coastal Community Insurance Services (2007) Ltd., we offer a variety of homeowner’s insurance that covers the roof over your head, your personal belongings and more. Our comprehensive homeowner’s coverage provides these peace-of-mind features and options:

  • Full replacement cost on buildings and personal belongings
  • Policies from a variety of major insurance companies
  • Comprehensive personal liability coverage, including voluntary medical payments and property damage
  • Optional coverage for earthquake, home-based business and more
  • Discounts for:
    - senior and maturity
    - no claims
    - new home
    - mortgage-free
    - alarm and security systems
     

Tenant's Insurance

If you’re a tenant, ask yourself what would it cost to replace all your possessions if they were lost or damaged. If you’re like most people, probably quite a bit. Protecting yourself against loss or damage due to burglary, fire or water damage is important, but it’s critical as a tenant to have personal liability insurance in case you are responsible for accidental damage to the building, other suites, or other people.  Get the protection you need with a tenant’s package policy.  Our comprehensive Tenant's Insurance coverage provides worry-free protection to meet all your concerns, including:

  • Replacement cost coverage on personal property
  • Policies from a variety of major insurance companies
  • Comprehensive personal liability coverage, including voluntary medical payments and property damage.
  • Optional coverage for earthquake, home-based business and more
  • Discounts for:
    - senior and maturity
    - no claims
    - alarm and security systems

 

Condominium Insurance

Why risk it? Even though your condominium association carries insurance, it only covers the building and commonly owned property. Without condominium insurance, you're leaving yourself open to significant expenses following a burglary or water damage. You're also liable if someone were to have an accident while visiting your home.

Relax. Our "wall-to-wall" condominium protection policy provides worry-free protection to meet all your concerns, including:

  • Replacement cost coverage on personal belongings
  • Unit Improvements and Betterments (payment for damage to renovations/enhancements)
  • Loss Assessment and Unit Contingent if strata plan's building insurance is inadequate or if you are levied an assessment
  • Comprehensive personal liability coverage, including voluntary medical payments and property damage.
  • Optional deductibles
  • Flexible payment plans
  • Discounts for:
    - no claims
    - senior and mature ages
    - alarm and security
     

Mobile Home Insurance

Mobile home owners have the same concerns as any other homeowners. Similar to conventional home insurance, our mobile home insurance policies provide these peace-of-mind features and options:

  • Full replacement cost on buildings and personal belongings
  • Policies from a variety of major insurance companies
  • Comprehensive personal liability coverage, including voluntary medical payments and property damage
  • Optional coverage for earthquake, home-based business and more
  • Discounts for:
    - senior and maturity
    - no claims
    - new home
    - mortgage-free
    - alarm and security systems

 


 

Household Inventory

Knowing what your home insurance covers is the first step in making sure you are protected. Use Coastal Community’s Inventory Booklet beforehand to make filing a claim easier in the event of a loss: