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​Your mortgage - Competitive. Smart. Simple.

We'll help bring it all home

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Expert guidance for the home buying journey


Whether you’re ready to dive in or don’t know where to start, we’ll navigate you through all things home buying. 

How can we help you today?


Looking to buy, move or upgrade? We have the right solution for you.

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Get up to $3,000 cash back with a mortgage from Coastal Community!

For a limited time, get up to $3000* cash back when you transfer a mortgage to Coastal Community or take out a new mortgage with us.

*Some conditions apply


coastal Community Mortgage

Meet the perfect mortgage

Buying a home is a significant life event. Stress less and enjoy more with a mortgage that’s flexible and customizable to meet your needs now, and in the future.


Coastal Community mortgage features:

  • Choose variable rate, fixed rate, or combine both
  • Re-advanceable so that you can borrow against the equity in your home
  • Increase payments once per year with no fee
  • Excellent prepayment options - prepay up to 20% annually
  • No extra legal costs for re-advancements

Mortgage Rates

5-year fixed (insured)


5-year variable (insured)



working with a mortgage expert

A perfect-for-you mortgage ― let’s bring it home 

Paint, flooring, fixtures—they can all be tailored to fit your needs, So why not your mortgage? Here’s where we, and our customization skills, come in

  • Bundling different needs (mortgage, car loan, home reno) under one product
  • Finding a  mortgage term and rate structure that’s right for you
  • Securing solutions for future needs like an income property or vacation home

Get started with a mortgage your way

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Apply Online

Complete your digital mortgage application with Coastal Community.

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Work with a mobile advisor

Have a mobile mortgage manager visit you at your home or place of business.

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Apply in branch

Book an appointment online for the branch of your choice.

For your financial health


Our Learning Centre is dedicated to providing our members and communities with content focused on improving financial health.


Find your home with a realtor that's perfect for you

When selecting a realtor, these 3 factors can help you decide: Competence, Communication & Connection.

How a realtor and a skydiving guide are alike>


Inflation and your Variable Rate Mortgage      

Are you wondering whether your variable rate mortgage is still working for you? Find out what you can do.

Learn more here >

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Strata 101 - A beginner's lesson to strata housing      

From what exactly it is to what you need to know before buying one, we have the info to help you start strata-gizing.

Know these things about stratas before you buy >


How much can I afford?

Estimate your mortgage payments and determine how much you can afford


STEP 1:       Enter gross annual household income.


STEP 2:     Enter down payment and amortization period.


STEP 3:       Select a loan term.


STEP 4:       Input your monthly debts (including co-owners.)