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Our Approach

Helping you build your business and your future

     
    Solutions and advice for business owners

     
    Let us simplify your life so you can focus on what's important to you.

     

    Retirement & Pension Plans

    Retirement solutions for the business owner.

    Key Executive and Life Insurance Plans

    Protection for your business and your family.

    Funding Buy/Sell Agreements

    Succession planning for smooth transitions

    Employee Benefits
     

    Employee health, dental and retirement benefit programs.

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    RETIREMENT AND PENSION PLANS

    Build your business and your retirement savings

    Being a business owner doesn’t mean giving up retirement savings. Our advisors can help you plan a comfortable retirement.


    Retirement solutions for the business owner:

    • Insured retirement plans
      Build cash on a tax deferred basis with a permanent life insurance policy.
    • Individual pension plans
      Boost your retirement savings while lowering your company's tax burden.
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    KEY EXECUTIVE AND LIFE INSURANCE

    Protect yourself and your company's legacy

    Insurance can help you prepare for unexpected losses and grow your business.


    Key Executive and Life Insurance solutions for business owners:

    • Key executive insurance
      Protect your company from the impact of losing a key executive.
    • Collateral life insurance
      Use insurance as security when you want to grow your business.
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    FUNDING BUY/SELL AGREEMENTS

    Planning for change

    Make sure you have a plan in place to handle retirement or the death of a shareholder.


    Buy/Sell Agreements:

    • Succession Planning
      Develop a plan to ensure a smooth transition of leadership.
    • Funding buy/sell agreements
      Use life insurance as an effective means to fund buy/sell provisions.
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    EMPLOYEE BENEFITS

    Employee benefits — attract top tier talent

    Attract the best talent and make sure they thrive with employee health, dental, and retirement programs.


    Employee Benefit Solutions:

     

    • Benefit Plan design
      Create a benefits package to keep your employees healthy and engaged.
    • Employee Extended Health & Dental
      Allows reimbursement for eligible medical expenses not otherwise covered.
    • Employee Life & Disability
      Offers protection through group life insurance and disability benefits

    • Employee Critical Illness
      Offers protection against the financial impact of a serious illness.
    • Personal Health Spending Plan
      Offers credits to apply to health care expenses not otherwise covered.
    • Group RRSP
      Helps employees save for retirement with simple or personalized options.
    Working with an Advisor

    WORKING WITH A COASTAL PRIVATE WEALTH ADVISOR

    Working to meet the specific needs of business owners

    Focusing on the whole picture to provide you with a complete financial plan, our advisors will:

    • Offer integrated personal and business solutions to meet your needs
    • Draw on experts in banking, estate, trust, insurance and investment management
    • Ensure you are comfortable with the advice and services you receive

    How can we help?

    *Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing and Aviso Wealth are divisions of Aviso Financial Inc.

    ** Life and Health Insurance services offered through Coastal Community Financial Management Inc.

    ***Insurance services provided through Coastal Community Insurance Services (2007) Ltd.

    Connect with Coastal Community Private Wealth Group

     

    Call to book an appointment 1.800.806.2332 (Toll-Free)